Homemade chocolate coins are a delightful and simple treat that combines rich dark chocolate, dried fruit, and crunchy nuts in every bite. Inspired by the classic French confection known as mendiants, our version—California Chocolate Fruit and Nut Coins—uses high-quality ingredients and a simple microwave tempering method. The end result is a festive snack that is simple enough to make at home.
Whether made for gifting, holiday trays, or just as a daily treat, these chocolate coins deliver deep flavor and a variety of textures using minimal tools and effort.
What Are Chocolate Coins?
Chocolate coins are circular discs that are topped with dried fruits, nuts, or seeds. They are made of tempered chocolate that has melted. This sweet is called a mendiant in France, and it is traditionally adorned with four ingredients that stand for four different orders of monks. While that version does have its own backstory, the toppings on California-style chocolate coins are completely customizable.
At Santa Barbara Chocolate, we give this treat a West Coast twist—calling them California Chocolate Fruit and Nut Coins to reflect the variety and creativity in our recipe. The name may differ, but the concept remains rooted in simplicity and good ingredients.
Ingredients and Tools You'll Need
Ingredients:
- Natural 70% Cocoa Dark Chocolate - Santa Barbara Organic Dark Chocolate 70% is a good example of a high-quality couverture chocolate.
- Raisins, dried cranberries, dried sliced apricots, dried cherries, and golden berries are some of the dried fruit options.
- Nuts – Almonds, pistachios, walnuts, hazelnuts, pecans, or macadamia nuts work well. Use whole or chopped pieces depending on your preference.
- Seeds or spices (optional) – Pumpkin seeds, sesame seeds, or a pinch of sea salt can add contrast and color.
Tools:
- Microwave-safe bowl
- Silicone spatula
- Wax paper or parchment paper
- Baking tray (optional, for easy transport and cooling)
Step-by-Step Method
Step 1: Prepare Your Surface
Put wax paper or parchment paper on a flat surface or baking sheet. This will keep the coins from sticking and make it easier to take them out when the chocolate has set.
Step 2: Microwave Tempering the Chocolate
Tempering your chocolate makes it look and taste better by giving it a smooth, shiny finish and a nice snap. To temper dark chocolate, you can use the microwave method like this:
- Cut your dark chocolate into small, even pieces.
- Place two-thirds of the chocolate into a microwave-safe bowl.
- Microwave in 15–20 second bursts, stirring in between, until most of the chocolate is melted but not hot.
- Add the remaining third of chopped chocolate and stir continuously until melted and smooth.
By slowly lowering the temperature, this method lets the chocolate crystallize properly, so it stays stable even after being taken out of the fridge.
Step 3: Form the Coins
Use a spoon to drop small rounds of melted chocolate onto the parchment-lined surface. Each coin should be approximately 2 inches wide. To flatten the tops, lightly tap the surface or swirl the spoon.
Step 4: Add Toppings
While the chocolate is still soft, press a few pieces of fruit and nuts into the surface. Aim for balance—each coin should have a good range of tastes and feels. There's no need to cram too many on each coin; a few thoughtful toppings are enough.
Step 5: Let Them Set
Allow the coins to cool and harden at room temperature. If you’re in a hurry, you can place the tray in the refrigerator for about 10–15 minutes until firm.
Topping Combinations to Try
The beauty of California Chocolate Coins is the freedom to mix and match flavors based on personal taste or what you have in the pantry. Here are a few combinations worth trying:
- Classic mix: Almonds + raisins
- Tropical: Dried pineapple + coconut flakes + macadamia nuts
- Colorful: Dried cranberries + pistachios
- Seasonal: Chopped figs + walnuts + a sprinkle of cinnamon
- Sweet & salty: Sea salt flakes + toasted hazelnuts
There are a lot of different ways that each batch can be different.
Why This Recipe Works So Well
Easy to Prepare
You can temper chocolate in less than five minutes with just one bowl and a microwave. You don't need any complicated tools.
Customizable
Whether you’re looking for a dairy-free, vegan, gluten-free, or nut-free version, this recipe adapts easily to different preferences or dietary needs.
Good for Gifting
Because they hold their shape and don’t require refrigeration, these coins make thoughtful gifts. Wrap them in cellophane or stack them in glass jars for presentation.
Kid-Friendly Activity
This is a fun way to get kids involved in the kitchen. They can choose their toppings, place them on the chocolate, and watch them harden into finished treats.
A Treat That Brings Together Simplicity and Craft
While the French mendiant brings a historical touch to the world of confections, the California Chocolate Fruit and Nut Coin offers a relaxed and creative version that matches the spirit of local flavor.
Whether you say Olé or Voila, making chocolate coins is an enjoyable way to share good chocolate with a personal touch.
For best results, use Santa Barbara Chocolate’s organic dark chocolate and let your ingredients shine. Each bite delivers a little crunch, a little sweetness, and the deep richness of properly tempered cacao.